ICICI Bank is amongst India’s most recognized financial institutions, with an extensive network of bank branches and ATMs. The private sector bank is known for its array of financial products and services, such as loan accounts, credit cards, insurance policies, current accounts, and investment products. While it offers several products and services, customers should check the ICICI timings to ensure smooth access and effective utilization. Having an idea of the timings of the bank branch operations and the services offered will help to access the same as and when required without any delay or inconvenience.
This is why one should check the same to enhance their online, offline, and in-person banking experience better.
ICICI Bank branches come with fixed timings and may have different operational hours for services. In other words, the bank’s ATM timings, customers care, and transaction hours may vary, which one should find out to access for better access.
Notably, there are several types of branches of ICICI Bank, which include wealth, retail, touch banking, gold loan, forex, DEMAT desk-enabled, and ASBA-enabled branches.
Read along to find out the ICICI timings of such branches and more.
|ICICI Bank Timings|
|Monday to Friday||9:30 am to 3:30 pm|
|First, third, and fifth Saturdays||9:30 am to 3:30 pm|
Notably, the bank branches remain closed every second and fourth Saturday and on public holidays.
Additionally, the operational hours may vary across branches, and some may operate for extended hours for special purposes. This makes it crucial for ICICI customers to check their branch timing in advance, schedule their visit, or plan their in-person transactions accordingly.
Lunch Time of the ICICI Banks
The lunchtime of ICICI Bank is typically from 1 pm to 2 pm and may vary across its branches. However, in most bank branches, the employees do not take a lunch break all at once to ensure the visiting customers do not have to wait to access financial assistance. Regardless, if you plan to visit the ICICI Bank branch around the afternoon, make sure to check in with the bank regarding the lunch hours before visiting.
ICICI Bank NEFT Timings
NEFT facility is available to ICICI Bank customers 24*7, and one can access the same as and when required online without any restrictions on timing. Customers can carry out NEFT transactions via mobile banking and transfer funds conveniently on all days, including public holidays.
However, if a customer prefers to visit the bank branch to make an NEFT transfer, they would need to do so within the active working hours of the branch. Additionally, they would need to file an NEFT form and submit it at the branch to initiate it. Needless to say, the working hours and public holidays impact the experience of NEFT timings significantly.
ICICI Bank RTGS Timings
This particular facility can also be availed online by ICICI Bank customers throughout the day as and when required, irrespective of the day or holidays. However, if one decides to go to the branch instead to avail of the facility, they would have to weigh in the ICICI Bank timings and working days to transfer funds.
ICICI Bank IMPS Timings
ICICI Bank customers can access this fund transfer method online through mobile banking or ICICI net banking services or visit the bank in person. Notably, mobile and internet banking offer this facility 24*7, and customers may need to follow specific processes to initiate the same if they opt for in-branch transactions.
Notably, NEFT, RTGS, and IMPS through ICICI Bank have divided the hours for the facility based on transaction limits.
Take a look at the table below to know more –
|Transaction Limit||1 am – 7 pm||00.00 am – 01.00 am and
7 pm – 00.00 am
|Second and fourth Saturday, Sunday and RTGS Holidays|
|Minimum||Re. 1||Re. 1||Re. 1|
|Maximum||Rs. 10 lakhs or Rs. 1 crore||Rs. 2 lakhs||Rs. 2 lakhs|
RTGS via Internet Banking
|Transaction Limits||1 am – 7 pm||7 pm – 00:00 am and 00:00 am– 01:00 hours||Second and fourth Saturday, Sunday and all holidays|
|Minimum||Rs. 2 lakh||Rs. 2 lakh||Rs. 2 lakh|
|Maximum||Rs. 10 lakh or Rs. 1 crore||Rs. 10 lakh||Rs. 10 lakh|
RTGS via iMobile app
|Transaction Limits||1 am – 7 pm||7 pm – 00:00 am
00:00 am – 1 am
|Second and fourth Saturday, Sunday and holidays|
|Minimum||Rs. 2 lakhs||Rs. 2 lakhs||Rs. 2 lakhs|
|Maximum||Rs. 20 lakhs||Rs. 10 lakhs||Rs. 10 lakhs|
|Brackets||IMPS is available 24 * 7 for 365 days|
|Through the bank’s iMobile App||Through Netbanking|
|Customer’s account number + IFSC||Registered mobile number + MMID||Customer’s account number + IFSC||Registered mobile number + MMID|
|Minimum||Re. 1||Re. 1||Re. 1||Re. 1|
|Maximum||Rs. 2 lakhs||Rs. 10,000||Rs. 2 lakhs||Rs.10,000|
ICICI ATM Timings
ICICI Bank ATMs operate 24*7, ensuring customers can access their funds at any time they want. The wide number of ATMs across the country makes access easier and hassle-free. Customers can go to their nearest ATM to check their account balance, withdraw cash, print ICICI mini statements, transfer funds, and change their PIN. Customers of third-party banks can also access ICICI ATMs or vice versa to avail of these services and more.
ICICI Customer Care Timings
Emergency customer care services are extended 24*7. This allows one to avail timely assistance with things such as blocking credit or debit cards, changing card PIN, inquiring about account details, and more. However, specific customer care services may come with fixed timings and be available on dedicated timings. This is why it is recommended to check the same from the bank’s official website or find out on the next bank visit.
Keeping these ICICI Bank timings in mind, individuals should plan their transactions or bank visits and make the most of the institution’s banking facilities.